Tuesday, September 11, 2018 / by Tina Suttle
1. Be mindful of spending. Whether you want to lower your debt or pay it off altogether, it's crucial to be conscious of what you spend. Track your expenses to help you see where money is going.
2. Create and stick to a budget. Create a realistic budget that includes all of your normal monthly expenses. Remember any additional payments you plan to make toward paying down your debt.
3. Pay off one debt at a time. Although you may be in a hurry to pay off your debt, the process takes time. Focus on paying down one debt at a time until it is paid off completely. Not only will this keep you motivated to stay on track, it'll also help you tackle your debt in a sustainable way.
4. Continue building your emergency savings. While you're paying down your debt, continue to save money in your emergency fund. Make sure the amount you set aside allows you to comfortably stay on track with your total spen ...